We go against the grain of tradition banking.
We love a good challenge! Whether it is low rates, quick closings or even clients that have difficulty getting traditional loans. We take the time to understand your unique needs and - as a Broker - we are able to shop different style loans and programs for you. This ensures all your financial needs are met.
NMLS #223287
Patrick has spent more than a decade guiding his clients through the various aspects of the mortgage process, including pre-approvals, loan evaluation, matching consumers with their ideal lender programs and distinguishing comfort vs. the amount a consumer qualifies for. Most importantly, Patrick has a proven track record of providing consumers with transparency on the overall process, program, interest rate and costs, showcasing his commitment and value every step of the way
We use cutting edge technology to give you price comparisons so you know you are getting the right loan for you.
Funding your dreams.
Patrick J Cunningham
NMLS #223287
908-224-4100 Office/TEXT
Virtue Funding LLC
NMLS: #263038
80 West Grand Street
3rd Floor
Elizabeth, NJ 07201